Think your IUL beat its illustration? Prove it — win $25,000.
Show us one real Indexed Universal Life policy, at least 10 years old, that outperformed the illustration you were sold. Nobody has. If yours can't either, it may be time for a rescue.
Performed better than promised? Prove it.
Paid to anyone who can produce a real IUL policy over 10 years old that has outperformed its original illustration. This isn't a stunt — it's a reality check for an industry where too many policies are built to pay the salesperson more than the client.
Hidden fees, rising internal costs of insurance, and the long-term risk of a lapsing policy rarely show up in the sales illustration. The challenge pulls back the curtain on how IULs actually perform once the ink is dry.
Submit Your Policy for ReviewAre you gambling your financial future?
If you can't answer these six questions about your own policy, you don't know whether it's working — and neither does whoever sold it to you.
The four pitches that don't hold up.
If your IUL was sold to you as any of the following, you may be entitled to reimbursement plus the lost opportunity value of what that money could have done elsewhere.
Learn what your agent won't send you.
Top 10 Questions to Ask Your IUL Agent
The questions that surface a mis-sold or underperforming policy in one conversation.
Download → White paperThe IUL White Paper
How illustrations are built, why real returns diverge, and what the fine print costs you.
Download → Book · MasterclassIUL Exposed
The full breakdown of how Indexed Universal Life is mis-sold — and the better path.
Get the book →How the rescue works.
No products, no pressure — a clear read on where you stand and what to do about it.
1. Clarity
A free Clarity Call and Financial X-Ray measure your policy against its own illustration and against your actual goals — so you see the real gap.
2. Alignment
If the policy isn't serving you, we map the options — repair, restructure, or replace — and align every dollar with where you're actually trying to go.
3. Design
Rebuild toward tax-advantaged growth, liquidity, and stability you control, on a foundation designed to last instead of lapse.
Find out if your IUL is a trap — free.
Bring your most recent statement and illustration. In 30 minutes you'll know whether your policy is on track or quietly working against you.
Book a Free Policy Review